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10 Galvin St, Effingham, IL 62401 Property Records

Effingham County property record for 10 Galvin St, Effingham, IL 62401 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,706 sqft · built 1978
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$1,080,000 (Dec 2025)
Tax Bill$4,722 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-161-009

Property Details

APN / Parcel Number

Primary APN03-16-161-009

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,706 sqft Base Area
1st Floor Area1,706 sqft
Basement Area1,706 sqft
Unfinished Basement1,706 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10 GALVIN ST
CityEFFINGHAM
StateIL
Zip62401-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 PAUL KIRBY SUB 2828/234 1067/162 913/227
Legal SubdivisionPAUL KIRBY SUBDIVISION
Legal Lot Number9
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group4
Census Block4011
Census Tract950800

Owner

Source: Effingham County records · APN 03-16-161-009

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address210 N OLD WATSON RD, WATSON, IL 62473
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2025 · Amount on Record
Deed SaleDec 09, 2025 · Amount on Record
Prior SaleMay 07, 2012 · Amount on Record
Deed Document Number20254441
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 09, 2025
Property Address10 GALVIN ST, EFFINGHAM, IL 62401-1822
Document Number202525004441
Map ReferenceMB 7 PG 32
Instrument DateDec 05, 2025
Instrument202525004441
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10 GALVIN ST, EFFINGHAM, IL 62401-1822

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GALVIN ST, EFFINGHAM, IL 62401-1822

Mortgage

Document Number202525004442
DateDec 09, 2025
Instrument202525004442
Lender
NameCROSSROADS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate6.12%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,722.00 (+24.33%) Homeowner's exemption$75,900 (+19.91%) Land $15,470 Building $60,430$227,700 (+19.91%) Land $46,410 Building $181,290
2022$3,798.00 Homeowner's exemption$63,300 Land $12,900 Building $50,400$189,900 Land $38,700 Building $151,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499508004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wabash Telephone CooperativeFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
Consolidated CommunicationsDSL500 / 75
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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