10 Gadwall Ct, Zebulon, NC 27597 Property Records

Franklin County property record for 10 Gadwall Ct, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,641 sqft · built 2023
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Sep 2023)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2708-63-0994`

Property Details

APN / Parcel Number

Primary APN	`2708-63-0994`
Alternative APN	`047181`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,641 sqft Total Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Colonial
Exterior Material	Wood Shingle
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached - Finished
Porch	Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10 GADWALL CT
City	ZEBULON
State	NC
Zip	27597-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:23 SUBD:FOREST GROVE LOT
Legal Subdivision	FOREST GROVE LOT
Legal Lot Number	23
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	2
Census Block	2006
Census Tract	60802

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 GADWALL CT, ZEBULON, NC 27597-4526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Special Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Dec 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	10079526
Deed Book / Page	2345 / 51
Record Updated	Jun 8, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 11, 2023
Property Address	10 GADWALL CT, ZEBULON, NC 27597-4526
Document Number	0023450051
Book / Page	2345 / 51
Map Reference	MB 2021 PG 82&83
Instrument Date	Sep 11, 2023
Instrument	10079526
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 RIDGEFIELD DR # 335, 335, RALEIGH, NC 27609-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GADWALL CT, ZEBULON, NC 27597-4526

Mortgage

Document Number	0010079527
Date	Sep 11, 2023
Instrument	10079527

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Dec 30, 2021
Property Address	10 GADWALL CT, ZEBULON, NC 27597-4526
Document Number	0022851039
Book / Page	2285 / 1039
Map Reference	MB 2021 PG 82&83
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Amount	Amount Recorded
Tax	$2,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 SIX FORKS RD STE 200, 200, RALEIGH, NC 27609-3888
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,609.00 (+13,780.77%)	$578,400 (+2,213.6%) Land $48,000 Building $530,400	$578,400 (+2,213.6%) Land $48,000 Building $530,400
2023	$26.00 (-88.13%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2022	$219.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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