10 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 10 Ft Mitchell Ave, Fort Mitchell, KY 41011 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,092 sqft · built 1928
Lot Size0.619 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Apr 2020)
Tax Bill$2,805 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027-40-06-010.00

Property Details

APN / Parcel Number

Primary APN027-40-06-010.00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,092 sqft Finished Area
Gross Area3,484 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialSlate
Lot Area27,007 sqft (0.619 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0274006010.00
Street Address10 FORT MITCHELL AVE
CityFT MITCHELL
StateKY
Zip41011-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHILD LOTS 4-5 & PT LOT 3
Legal SubdivisionSCHILD WM F
Legal Lot Number5,3 5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2022
Census Tract64800

Owner

Source: Kenton County records · APN 027-40-06-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Apr 15, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Deed Document Number0000016980
Deed Book / Page16 / 980
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900107
DateMar 16, 2021
Book Page183/939
Instrument21031605900107
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 15, 2020
Property Address10 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621
Document Number0000000158
Book / Page000016 / 000980
Instrument DateApr 14, 2020
Instrument158
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 FORT MITCHELL AVE FORT MITCHELL KY 410112621, FORT MITCHELL, KY 41011-2621

Mortgage

Document Number159
DateApr 15, 2020
Book Page000M33/000023
Instrument159
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,805.00 (-8.09%)$750,000 (-) Land $120,000 Building $630,000$750,000 (-) Land $120,000 Building $630,000
2023$3,052.00$750,000 Land $120,000 Building $630,000$750,000 Land $120,000 Building $630,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Ft Mitchell Ave

Nearby Streets

Search Property Records by Address or Parcel Number