10 Freehold Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 10 Freehold Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 2017
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2019)
Tax Bill	$702 (2025)
Deeds & Mortgages	Mar 2019 Sale & Line of Credit Nov 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`322-19-07-003-SHS`

Property Details

APN / Parcel Number

Primary APN	`322-19-07-003-SHS`
Alternative APN	`1635`

Interior

Stories	1 Story
Building Area	1,706 sqft Gross Area

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Account Number	1635
Old Parcel Number	322-19-07-003 SHS
Street Address	10 FREEHOLD CT
City	ELGIN
State	SC
Zip	29045-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WEDGWOOD SUBDIV PHASE 7 LOT 3
Legal Subdivision	WEDGWOOD SUBD
Legal Phase	7
Legal Lot Number	3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	970906

Owner

10 Freehold Ct is owned and occupied by an individual who acquired it in March 2019.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	10 FREEHOLD CT, ELGIN, SC 29045-8557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Grant Deed, Transfer · Line of Credit AMERIS BK
Nov 29, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 27, 2018	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Mar 9, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Deed Document Number	0000399922
Deed Book / Page	3999 / 22
Last Transfer Date	Mar 15, 2019
Transfer Doc	0000001963
Record Updated	Jun 8, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 15, 2019
Property Address	10 FREEHOLD CT, ELGIN, SC 29045-8557
Document Number	0000001963
Book / Page	003999 / 000022
Instrument Date	Mar 14, 2019
Instrument	1963
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25794 COLUMBIA SC 292245794, COLUMBIA, SC 29224-5794

Mortgage

Document Number	1964
Date	Mar 15, 2019
Book Page	003999/000025
Instrument	1964

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 29, 2018
Property Address	10 FREEHOLD CT, ELGIN, SC 29045-8557
Document Number	0000009363
Book / Page	003953 / 000039
Instrument Date	Nov 21, 2018
Instrument	9363
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$373.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FREEHOLD CT ELGIN SC 290458557, ELGIN, SC 29045-8557

June 2018: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 27, 2018
Property Address	10 FREEHOLD CT, ELGIN, SC 29045-8557
Document Number	0000004896
Book / Page	003878 / 000145
Instrument Date	Jun 18, 2018
Instrument	4896
Transaction Type	Foreclosure
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$373.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 85304 SAN DIEGO CA 921865304, SAN DIEGO, CA 92186-5304

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 9, 2017
Property Address	10 FREEHOLD CT, ELGIN, SC 29045-8557
Document Number	0000001857
Book / Page	003661 / 000001
Instrument Date	Mar 3, 2017
Instrument	1857
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 FREEHOLD CT ELGIN SC 290458557, ELGIN, SC 29045-8557

Mortgage

Document Number	1858
Date	Mar 9, 2017
Book Page	003661/000005
Instrument	1858

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Freehold Ct was $702.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$702.00	$143,500 Land $30,000 Building $113,500	$143,500
2023	$1,003.00	$143,500 Land $30,000 Building $113,500	$143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Freehold Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Freehold Ct is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freehold Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures