10 Four Oaks Rd, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 10 Four Oaks Rd, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	1,517 sqft · built 1995
Lot Size	0.009 acres (410 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Nov 2023)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010005920C2810`

Property Details

APN / Parcel Number

Primary APN	`010005920C2810`
Alternative APNs	`01-00059-20-02810-0000-CONDO` `0100059002002810 CONDO`

Interior

Building Area	1,517 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	410 sqft (0.009 acres)

Location & Zoning

Old Parcel Number	010005920C2810
Street Address	10 FOUR OAKS RD
City	BEDMINSTER
State	NJ
Zip	07921-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ADDITIONAL LOTS: FOUR OAKS MODEL C
Legal Subdivision	FOUR OAKS NBRHD CONDO BLDG 28
Legal Block	59.20
Legal Lot Number	2810
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	1
Census Block	1018
Census Tract	52905

Owner

10 Four Oaks Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 FOUR OAKS RD, BEDMINSTER, NJ 07921-2054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	202329697
Deed Book / Page	7533 / 1705
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 13, 2023
Property Address	10 FOUR OAKS RD, BEDMINSTER, NJ 07921-2054
Document Number	0000029697
Book / Page	7533 / 1705
Instrument Date	Oct 20, 2023
Instrument	2023029697
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 REED CT, FLEMINGTON, NJ 08822-1877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FOUR OAKS RD, BEDMINSTER, NJ 07921-2054

Mortgage

Document Number	0000029698
Date	Nov 13, 2023
Instrument	2023029698

Lender

Name	EMIGRANT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Four Oaks Rd was $6,563, up 3.5% from the year before.

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,400 (+7.76%) Land $264,300 Building $323,100	$587,400 (+7.76%) Land $264,300 Building $323,100
2025	$6,563.00 (+3.53%)	$545,100 Land $247,000 Building $298,100	$545,100 Land $247,000 Building $298,100
2024	$6,339.00
2023		$452,500 (+5.87%) Land $204,400 Building $248,100	$452,500 (+5.87%) Land $204,400 Building $248,100
2022	$5,868.00 (+2.84%)	$427,400 Land $187,100 Building $240,300	$427,400 Land $187,100 Building $240,300
2021	$5,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Four Oaks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Four Oaks Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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