St. Charles County property record for 10 Forest Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1995 |
| Lot Size | 0.339 acres (14,766 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,833 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 799140A000 |
| Primary APN | 799140A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 3,078 sqft |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 1,200 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,766 sqft (0.339 acres) |
| Lot Dimensions | 107 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 799140A000 |
|---|---|
| Street Address | 10 FOREST LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFALLON HILLS BLK 12 LOT 7 |
| Legal Subdivision | OFALLON HILLS |
| Legal Block | 12 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 311907 |
Source: St. Charles County records · APN 799140A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 13, 2021 | Warranty Deed, Transfer TRUE TITLE |
| Jun 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 |
| Deed Sale | Jan 13, 2021 |
| Prior Sale | Sep 26, 2014 · Amount on Record |
| Deed Document Number | 20213821 |
| Prior Transfer Date | Jun 14, 2017 |
| Prior Transfer Doc | 0067642376 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Document Number | 0000010484 |
|---|---|
| Date | Mar 06, 2026 |
| Instrument | 2026R-010484 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 678 MO 147, TROY, MO 63379 |
| Document Number | 0000022251 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021R-022251 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Document Number | 0000007241 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023R-007241 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 13, 2021 |
| Property Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Document Number | 0000003821 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 3821 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2021 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 FOREST LN O FALLON MO 633663411, O FALLON, MO 63366-3411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 26, 2017 |
| Property Address | 10 FOREST LN, O FALLON, MO 63366-3411 |
| Document Number | 0067642376 |
| Book / Page | 006764 / 002376 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 389460 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10 FOREST LN O FALLON MO 633663411, O FALLON, MO 63366-3411 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,264 (+9.92%) | $248,760 (+9.92%) Building $248,760 | |
| 2024 | $2,833.00 | ||
| 2023 | $42,998 | ||
| 2022 | $226,306 Land $40,000 Building $186,306 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 440 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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