Nantucket County and Nantucket Town property record for 10 Folger Ave, Nantucket, MA 02554
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,220 sqft · built 1975 |
| Lot Size | 0.619 acres (26,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,060 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Apr 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NANT M:00080 P:00162 |
| Primary APN | NANT M:00080 P:00162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 5,560 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,970 sqft (0.619 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7633 |
|---|---|
| Street Address | 10 FOLGER AVE |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-4421 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | LUG1 |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10 Folger Ave, a duplex, is owned by two individuals.
Source: Nantucket County and Nantucket Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BARTLETT RD, NANTUCKET, MA 02554-4381 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 10 FOLGER AVE, NANTUCKET, MA 02554-4421 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001798-24 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 1798/24 |
| Instrument | 202100000295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 10 FOLGER AVE, NANTUCKET, MA 02554-4421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001889-296 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 1889/296 |
| Instrument | 1054 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 10 FOLGER AVE, NANTUCKET, MA 02554-4421 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1817-74 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1817/74 |
| Instrument | 1519 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 10 FOLGER AVE, NANTUCKET, MA 02554-4421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1798-24 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 1798/24 |
| Instrument | 295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 10 Folger Ave was $5,060, up 11% from the year before.
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,060.00 (+11.01%) | $1,542,600 (+5.93%) Land $750,600 Building $792,000 |
| 2024 | $4,558.00 (+11.44%) | $1,456,200 (+14.29%) Land $688,100 Building $768,100 |
| 2023 | $4,090.00 | $1,274,100 Land $679,400 Building $594,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Folger Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1991–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Folger Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 67 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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