Catoosa County property record for 10 Floyd Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,264 sqft · built 2024 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35A027A27 |
| Primary APN | 35A027A27 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,264 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30124 |
|---|---|
| Street Address | 10 FLOYD LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-R |
| Legal Description | LOT 27 OF GENOS PLACE SUB PHASE 4 |
| Legal Subdivision | GENOS PLACE SUB |
| Legal Phase | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30202 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 FLOYD LN, RINGGOLD, GA 30736-5184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK |
| Nov 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2026 |
| Transfer Doc | 2470000383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 10 FLOYD LN, RINGGOLD, GA 30736-5184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1353 MACK SMITH RD, ROSSVILLE, GA 30741-3749 |
| Document Number | 0023040000000559 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 0000002304/0000000559 |
| Name | BUILTWELL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 10 FLOYD LN, RINGGOLD, GA 30736-5184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | FLOYD LN |
| Document Number | 0023570000000589 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 0000002357/0000000589 |
| Name | SUMMIT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 (+242.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $103,020 (+1,617%) Land $6,000 Building $97,020 | $257,550 (+1,617%) Land $15,000 Building $242,550 |
| 2023 | $134.00 | $6,000 Land $6,000 | $15,000 Land $15,000 |
| 2022 | $134.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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