10 Florence St, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 10 Florence St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,704 sqft
Lot Size	0.455 acres (19,798 sqft)
Owner	2 Individual Names on File
Last Sale	$567,000 (Dec 2023)
Tax Bill	$10,767 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10505-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-10505-0000-00005`
Alternative APNs	`121050500005` `00077000`

Interior

Building Area	1,704 sqft Living Area

Exterior

Lot Area	19,798 sqft (0.455 acres)
Lot Dimensions	110 ft deep x 180 ft wide

Location & Zoning

Account Number	00077000
Street Address	10 FLORENCE ST
City	STANHOPE
State	NJ
Zip	07874-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10505
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	1
Census Block	1016
Census Tract	374800

Owner

10 Florence St is owned and occupied by two individuals who bought it in December 2023.

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 6, 2023	Deed of Trust, Mortgage PROPERTY PARTNERS
Sep 28, 2023	Deed of Trust, Mortgage · Construction Mortgage DEDICATED CAPITAL LLC
Sep 21, 2023	Deed, Transfer · Commercial Mortgage LOAN AGGREGATOR LLC
Dec 10, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Sep 21, 2023 · Amount on File
Deed Document Number	202322364
Deed Book / Page	10286 / 1671
Prior Transfer Date	Nov 1, 1995
Prior Transfer Doc	0000009959
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 18, 2023
Property Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Document Number	0102861671
Book / Page	10286 / 1671
Instrument Date	Dec 14, 2023
Instrument	2023022364
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	METRO W TITLE AGENCY, METRO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,835.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 MOUNTA COMER DRIVE #527527, 527527, FREEHOLD, NJ 07728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502

Mortgage

Document Number	2023022365
Date	Dec 18, 2023
Instrument	2023022365

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STOKES ST, FREEHOLD, NJ 07728-1630
Investor	Possibly a Property Investor

Mortgage

Document Number	0102731365
Date	Oct 6, 2023
Book Page	10273/1365
Instrument	2023017744

Lender

Name	PROPERTY PARTNERS
Type	Non-Lending Institution
Address	BLACKWOOD, NJ 08012

Agreement

Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STOKES ST, FREEHOLD, NJ 07728-1630
Investor	Possibly a Property Investor

Mortgage

Document Number	0102711777
Date	Sep 28, 2023
Book Page	10271/1777
Instrument	2023017165

Lender

Name	DEDICATED CAPITAL LLC
Type	Non-Lending Institution
Address	SOMERSET, NJ 08873

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2024

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 21, 2023
Property Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Document Number	0102701053
Book / Page	10270 / 1053
Instrument Date	Sep 1, 2023
Instrument	2023016698
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	AMERICAN TITLE ABSTRACT CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Investor	Possibly a Property Investor

Mortgage

Document Number	0102701059
Date	Sep 21, 2023
Book Page	10270/1059
Instrument	2023016699

Lender

Name	LOAN AGGREGATOR LLC
Type	Non-Lending Institution
Address	STANHOPE, NJ 07874

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2024

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 10, 2020
Property Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502
Document Number	0035740823
Book / Page	3574 / 823
Instrument Date	Oct 27, 2020
Instrument	20201210010267030
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8053 SUMMERVIEW TER, 8053, BOCA RATON, FL 33496-5155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FLORENCE ST, STANHOPE, NJ 07874-2502

Mortgage

Document Number	20201210010267040
Date	Dec 10, 2020
Instrument	20201210010267040

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Florence St was $10,767, up 6.2% from the year before.

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,300 (-) Land $119,400 Building $366,900	$486,300 (-) Land $119,400 Building $366,900
2025	$10,767.00 (+6.19%)	$486,300 Land $119,400 Building $366,900	$486,300 Land $119,400 Building $366,900
2024	$10,139.00
2023		$277,900 (-) Land $80,100 Building $197,800	$277,900 (-) Land $80,100 Building $197,800
2022	$9,531.00 (+1.72%)	$277,900 Land $80,100 Building $197,800	$277,900 Land $80,100 Building $197,800
2021	$9,370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Florence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Florence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPATCONG WATER DEPT serves 7,224 people · EPA ID NJ1912001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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