10 Floral Dr, Belleville, IL 62221 Property Records

St. Clair County property record for 10 Floral Dr, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,404 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (May 2002)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Line of Credit + 1 more
APN	`08-11-0-302-005`

Property Details

APN / Parcel Number

Primary APN	`08-11-0-302-005`

Interior

Full Baths	3 Baths
Building Area	1,404 sqft Living Area
Upper Floors Area	52 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 FLORAL DR
City	BELLEVILLE
State	IL
Zip	62221-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEVERLY COURT LOT/SEC-17 DOC A01680627
Legal Subdivision	BEVERLY COURT
Legal Block	302
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1032
Census Tract	503323

Owner

10 Floral Dr is owned and occupied by two individuals who bought it in May 2002.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 FLORAL DR, BELLEVILLE, IL 62221-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
May 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2002 · Amount on File
Deed Sale	May 22, 2002 · Amount on File
Deed Document Number	20021680627
Deed Book / Page	3670 / 548
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	10 FLORAL DR, BELLEVILLE, IL 62221-2512
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02688539
Date	Feb 22, 2021
Instrument	A02688539

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	10 FLORAL DR, BELLEVILLE, IL 62221-2512
Document Number	00A2614435
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 FLORAL DR BELLEVILLE IL 622212512, BELLEVILLE, IL 62221-2512

Mortgage

Document Number	00A2614435
Date	May 30, 2019
Instrument	2614435

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 29, 2034

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	10 FLORAL DR, BELLEVILLE, IL 62221-2512
Document Number	00A2536605
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 FLORAL DR BELLEVILLE IL 622212512, BELLEVILLE, IL 62221-2512

Mortgage

Document Number	00A2536605
Date	May 11, 2017
Instrument	2536605

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2032

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Floral Dr was $3,297 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00	$55,809 Land $7,780 Building $48,029	$167,427 Land $23,340 Building $144,087
2022		$45,211 Land $6,302 Building $38,909	$135,633 Land $18,906 Building $116,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10 Floral Dr; there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Floral Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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