10 Five Oaks Dr, Franklin, NC 28734 Property Records

Macon County property record for 10 Five Oaks Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1904
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Company Names on File
Last Sale	$340,000 (Dec 2021)
Tax Bill	$1,357 (2026)
Deeds & Mortgages	Oct 2025 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6576577542`

Property Details

APN / Parcel Number

Primary APN	`6576577542`
Alternative APNs	`151423` `161225`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Heated Area
1st Floor Area	984 sqft
Upper Floors Area	288 sqft
Utility Area	84 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	192,971 sqft (4.43 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161225
Street Address	10 FIVE OAKS DR
City	FRANKLIN
State	NC
Zip	28734-0313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A
Legal Tract	A
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1020
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	68 MAGNOLIA DUNES CIR, SAINT AUGUSTINE, FL 32080-6585
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	202112160
Deed Book / Page	41 / 661
Last Transfer Date	Oct 13, 2025
Transfer Doc	00Z43/1705
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Oct 14, 2025
Property Address	10 FIVE OAKS DR, FRANKLIN, NC 28734-0313
Document Number	00Z43/1705
Book / Page	Z-43 / 1705
Map Reference	CARD 8570
Instrument Date	Oct 13, 2025
Instrument	2025006258
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MAGNOLIA DUNES CIR, ST AUGUSTINE, FL 32080-6585

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 29, 2021
Property Address	10 FIVE OAKS DR, FRANKLIN, NC 28734-0313
Document Number	000N41/661
Book / Page	N-41 / 661
Map Reference	PL 8570
Instrument Date	Dec 22, 2021
Instrument	2021012160
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1748, FRANKLIN, NC 28744-1748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MAGNOLIA DUNES CIR, ST AUGUSTINE, FL 32080-6585

Mortgage

Document Number	2021012161
Date	Dec 29, 2021
Instrument	2021012161

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,357.00 (-0.07%)	$355,680 (+3.22%) Land $145,120 Building $210,560	$355,680 (+3.22%) Land $145,120 Building $210,560
2025	$1,358.00 (+0.89%)	$344,580 (-) Land $145,120 Building $199,460	$344,580 (-) Land $145,120 Building $199,460
2023	$1,346.00	$344,580 Land $145,120 Building $199,460	$344,580 Land $145,120 Building $199,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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