Warwick City property record for 10 Fern St, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 744 sqft · built 1991 |
| Lot Size | 0.161 acres (7,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2017) |
| Tax Bill | $4,448 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32900980000 |
| Primary APN | 32900980000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,019 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 100128007 |
|---|---|
| Street Address | 10 FERN ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 98 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 21402 |
Source: Warwick City assessment roll, APN 32900980000, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 GAIL AVE, CRANSTON, RI 02905-2635 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Jul 18, 2017 | Warranty Deed, Transfer HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Document Number | 201710367 |
| Deed Book / Page | 8860 / 16 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 10 FERN ST, WARWICK, RI 02889-2406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9592-111 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 9592/111 |
| Instrument | 12325 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 18, 2017 |
| Property Address | 10 FERN ST, WARWICK, RI 02889-2406 |
| Document Number | 8860-16 |
| Book / Page | 8860 / 16 |
| Instrument | 10367 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 88600018 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 08860/0018 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Warwick City assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,448.00 (+7.03%) | $350,200 (+19.56%) Land $105,300 Building $244,900 | |
| 2024 | $348,840 | ||
| 2023 | $4,156.00 (+2.44%) | $292,900 (+35.23%) Land $91,600 Building $201,300 | |
| 2022 | $4,057.00 | $216,600 Land $63,800 Building $152,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030214021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 538 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system RI1615627, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARWICK-CITY OF serves 73,289 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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