10 Fairmount St, Smithfield, RI 02917 Property Records

Smithfield Town property record for 10 Fairmount St, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1945
Lot Size0.184 acres (8,015 sqft)
OwnerTrust Name on File
Tax Bill$3,540 (2025)
Deeds & MortgagesJan 2020 Refinance
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN22-0393-47

Property Details

APN / Parcel Number

Primary APN22-0393-47
Alternative APN
  • SMIT M:25 B:000 L:096 U

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
Gross Area2,382 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number22-0393-47
Street Address10 FAIRMOUNT ST
CitySMITHFIELD
StateRI
Zip02917-3007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Lot Number96
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3019
Census Tract12602

Owner

10 Fairmount St is owner-occupied and held in a trust since March 2011.

Source: Smithfield Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address10 FAIRMOUNT ST, SMITHFIELD, RI 02917-3007
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Aug 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
OCEAN ST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2011
Deed SaleMar 18, 2011
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 FAIRMOUNT ST, SMITHFIELD, RI 02917-3007
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1253-280
DateJan 2, 2020
Book Page1253/280
Instrument202020-6
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 FAIRMOUNT ST, SMITHFIELD, RI 02917-3007
Document Number1177-222
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10 FAIRMOUNT ST SMITHFIELD RI 029173007, SMITHFIELD, RI 02917-3007

Mortgage

Document Number1177-222
DateAug 21, 2018
Book Page001177/000222
Instrument45682
Lender
NameOCEAN ST CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueAug 20, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 10 Fairmount St was $3,540.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,540.00$285,700 Land $147,300 Building $138,400$347,243
2023$3,269.00 (+2.51%)$238,300 (-0.17%) Land $131,900 Building $106,400
2022$3,189.00$238,700 Land $131,900 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Fairmount St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Fairmount St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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