1. Home
  2. Massachusetts
  3. Hampden County
  4. Westfield
  5. Exchange St

10 Exchange St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 10 Exchange St, Westfield, MA 01085

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,238 sqft · built 1900
Lot Size0.274 acres (11,934 sqft)
OwnerIndividual Name on File
Last Sale$251,560 (Oct 2020)
Tax Bill$5,414 (2026)
Deeds & MortgagesOct 2020 Sale
Feb 2018 Transfer
Flood ZoneZone X (moderate risk)
APNWFLD M:15 L:16

Property Details

APN / Parcel Number

Primary APNWFLD M:15 L:16
Alternative APN
  • M:329015 B:00016 L:00000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,238 sqft Living Area
Gross Area4,811 sqft
Basement Area1,119 sqft
Unfinished Basement1,119 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area11,934 sqft (0.274 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 EXCHANGE ST
CityWESTFIELD
StateMA
Zip01085-3844
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRB
Legal Lot Number16
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3013
Census Tract812600

Owner

10 Exchange St, a duplex, is owned by an individual who bought it in October 2020.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address82 WHITE ST, WESTFIELD, MA 01085-8216
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 13, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2020 · Amount on File
Deed SaleOct 20, 2020 · Amount on File
Prior SaleFeb 13, 2018
Deed Document Number202060853
Deed Book / Page23485 / 485
Prior Transfer DateSep 23, 2020
Prior Transfer Doc23485-485
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateOct 20, 2020
Property Address10 EXCHANGE ST, WESTFIELD, MA 01085-3844
Document Number23485-485
Book / Page023485 / 000485
Instrument DateSep 23, 2020
Instrument60853
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,170.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 WHITE ST #3RDFL WESTFIELD MA 010858216, 3RDFL, WESTFIELD, MA 01085-8216

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateFeb 13, 2018
Property Address10 EXCHANGE ST, WESTFIELD, MA 01085-3844
Document Number22060-213
Book / Page022060 / 000213
Instrument DateFeb 12, 2018
Instrument7981
Transaction TypeTransfer
Record UpdatedMar 7, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address674 N MAIN ST EAST LONGMEADOW MA 010281817, EAST LONGMEADOW, MA 01028-1817

Tax Assessment & Valuation

The 2026 property tax bill for 10 Exchange St was $5,414, up 12.6% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,414.00 (+12.6%)$362,600 (+14.49%) Land $76,300 Building $286,300$354,503
2025$4,808.00$316,700 Land $78,500 Building $238,200
2023$4,423.00$260,500 Land $68,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Exchange St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims8 (1982–2020)
Most Recent ClaimSep 2020 · other causes
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Exchange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures