10 Excel Dr, Girdler, KY 40943 Property Records

Knox County property record for 10 Excel Dr, Girdler, KY 40943

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$164,500 (Jun 2022)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-40-00-003.02`

Property Details

APN / Parcel Number

Primary APN	`104-40-00-003.02`
Alternative APNs	`395865` `42465`

Exterior

Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Account Number	42465
Street Address	10 EXCEL DR
City	GIRDLER
State	KY
Zip	40943-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.71 ACS EXCEL DR
Jurisdiction	KNOX KY
Township / Civil Division	GIRDLER
Census Block Group	1
Census Block	1031
Census Tract	930200

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 EXCEL DR, GIRDLER, KY 40943-6457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	253870
Deed Book / Page	D448 / 348
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Jun 17, 2022
Property Address	10 EXCEL DR, GIRDLER, KY 40943-6416
Document Number	00D448/348
Book / Page	D448 / 348
Instrument Date	Jun 14, 2022
Instrument	253870
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 EXCEL DR, GIRDLER, KY 40943-6416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10 EXCEL DR, GIRDLER, KY 40943-6416
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253871
Date	Jun 17, 2022
Instrument	253871

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00	$164,500 Land $20,000 Building $144,500	$164,500 Land $20,000 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jan 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 85% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20