Worcester County and Spencer Town property record for 10 Ethier Dr, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,840 sqft · built 1978 |
| Lot Size | 0.724 acres (31,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Sep 2026) |
| Tax Bill | $4,381 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U25 B:00018 L:00000 |
| Primary APN | SPEN M:00U25 B:00018 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 3,512 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 31,520 sqft (0.724 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 ETHIER DR |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 18 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 726100 |
10 Ethier Dr is owned and occupied by an individual who bought it in September 2026.
Source: Worcester County and Spencer Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 ETHIER DR, SPENCER, MA 01562-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 30, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on File |
| Deed Sale | Sep 30, 2026 · Amount on File |
| Deed Document Number | 202686044 |
| Deed Book / Page | 74243 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 30, 2026 |
| Property Address | 10 ETHIER DR, SPENCER, MA 01562-3006 |
| Document Number | 0000086044 |
| Book / Page | 74243 / 189 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202686044 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 ETHIER DR, SPENCER, MA 01562-3006 |
| Date | Sep 30, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 7, 2026 |
| Property Address | 10 ETHIER DR, SPENCER, MA 01562-3006 |
| Document Number | 073417-157 |
| Book / Page | 73417 / 157 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 ETHIER DR, SPENCER, MA 01562-3006 |
| Document Number | 0000000589, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 73417/157 |
| Instrument | 2026589 |
| Name | DIGITAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 10 Ethier Dr was $4,381, up 11,133.3% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,381.00 (+11,133.33%) | $399,000 (+20.11%) Land $58,700 Building $340,300 | $426,182 (-25.27%) |
| 2025 | $39.00 (-98.93%) | $332,200 (+4.33%) Land $51,100 Building $281,100 | $570,285 |
| 2024 | $3,642.00 (+2.79%) | $318,400 (+8.37%) Land $51,100 Building $267,300 | |
| 2023 | $3,543.00 | $293,800 Land $51,100 Building $242,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ethier Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Ethier Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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