10 Estes Park Estates Dr, Lyons, CO 80540 Property Records

Larimer County property record for 10 Estes Park Estates Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 964 sqft · built 1979
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jan 2026)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14320-05-102`

Property Details

APN / Parcel Number

Primary APN	`14320-05-102`
Alternative APN	`R0542709`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Upper Floors Area	166 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Gentle Slope
Patio Area	166 sqft
Balcony	Balcony
Balcony Area	164 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0542709
Old Parcel Number	1432005102
Street Address	10 ESTES PARK ESTATES DR
City	LYONS
State	CO
Zip	80540-8263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102, AMD REPLAT PINEWOOD SPRINGS 5TH
Legal Range	71
Legal Township	04
Legal Section	32
Legal Subdivision	PINEWOOD SPRINGS
Legal Block	5
Legal Lot Number	102
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Special Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Apr 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Jan 31, 2025 · Amount on Record
Deed Document Number	20260001350
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 12, 2026
Property Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263
Document Number	0000001350
Map Reference	DOC 806536
Instrument Date	Jan 8, 2026
Instrument	20260001350
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263

Mortgage

Document Number	0000001351
Date	Jan 12, 2026
Instrument	20260001351

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022995
Date	Apr 11, 2022
Instrument	20220022995

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.61%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012765
Date	Feb 4, 2021
Instrument	20210012765

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	10 ESTES PARK ESTATES DR, LYONS, CO 80540-8263
Document Number	0000016328
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ESTES PARK ESTATES DR LYONS CO 805408263, LYONS, CO 80540-8263

Mortgage

Document Number	0000016328
Date	Apr 2, 2019
Instrument	16328

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,031.00 (-10.8%)	$31,344 (-20.36%) Land $7,000 Building $24,344	$501,500 (-14.62%) Land $112,000 Building $389,500
2024	$3,398.00 (+0.44%)	$39,356 (-) Land $7,504 Building $31,852	$587,400 (-) Land $112,000 Building $475,400
2023	$3,383.00 (+32.46%)	$39,356 (+63.29%) Land $7,504 Building $31,852	$587,400 (+69.38%) Land $112,000 Building $475,400
2022	$2,554.00	$24,102 Land $5,671 Building $18,431	$346,800 Land $81,600 Building $265,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.7% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEWOOD SPRINGS WD serves 745 people · EPA ID CO0135610
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jan 2026
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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