10 Emme St, Freedom, CA 95019 Property Records

Santa Cruz County property record for 10 Emme St, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Sep 2025)
Tax Bill	$8,679 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-023-06`

Property Details

APN / Parcel Number

Primary APN	`048-023-06`
Alternative APN	`048-023-06-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 EMME ST
City	FREEDOM
State	CA
Zip	95019-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 CARNATION DR, FREEDOM, CA 95019-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPE MORTGAGE CORPORATION
Sep 5, 2025	Grant Deed, Transfer · Commercial Mortgage JOSHUA M LEWIS IRA 855261
Sep 5, 2025	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	202518765
Prior Transfer Date	May 30, 2007
Prior Transfer Doc	0000031146
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	May 27, 2026
Property Address	10 EMME ST, FREEDOM, CA 95019-2720
Document Number	0000011956
Instrument Date	May 22, 2026
Instrument	202611956
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	174 CARNATION DR, FREEDOM, CA 95019-3102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011956,
Date	May 27, 2026
Instrument	202611956

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 5, 2025
Property Address	10 EMME ST, FREEDOM, CA 95019-2720
Document Number	0000018765
Instrument Date	Aug 29, 2025
Instrument	2025-0018765
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CARNATION DR, FREEDOM, CA 95019-3102

Mortgage

Document Number	0000018767
Date	Sep 5, 2025
Instrument	2025-0018767

Lender

Name	JOSHUA M LEWIS IRA 855261
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 5, 2025
Property Address	10 EMME ST, FREEDOM, CA 95019-2720
Document Number	0000018766
Instrument Date	Aug 29, 2025
Instrument	2025-0018766
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CARNATION DR, FREEDOM, CA 95019-3102

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,000 (-10.29%) Land $374,000 Building $175,000
2025	$8,679.00 (+345.99%)	$612,000 (+921.87%) Land $510,000 Building $102,000
2023	$1,946.00 (+5.25%)	$59,890 Land $14,324 Building $45,566	$484,830
2022	$1,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Verizon.

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