10 Emerson Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 10 Emerson Rd, Watertown, MA 02472

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,824 sqft · built 1930
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$706,875 (Nov 2021)
Tax Bill$10,524 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN30360-05

Property Details

APN / Parcel Number

Primary APN30360-05
Alternative APNs
  • WATE M:0625 B:0006 L:0003
  • 8348

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
Gross Area3,613 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,400 sqft (0.124 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8348
Street Address10 EMERSON RD
CityWATERTOWN
StateMA
Zip02472-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-6
Legal Block6
Legal Lot Number3
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group3
Census Block3011
Census Tract370101

Owner

10 Emerson Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 EMERSON RD, WATERTOWN, MA 02472-1606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WATERTOWN SAVINGS BANK
Aug 10, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on File
Deed SaleNov 5, 2021 · Amount on File
Prior Transfer DateNov 4, 2021
Prior Transfer Doc1898602
Record UpdatedOct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN MA
Recording DateNov 5, 2021
Property Address10 EMERSON RD, WATERTOWN, MA 02472-1606
Document Number1898602
Instrument DateNov 4, 2021
Instrument1898602
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address44 GRENVILLE RD, WATERTOWN, MA 02472-4918

Mortgage

Document Number1898603
DateNov 5, 2021
Instrument1898603
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN MA
Recording DateAug 10, 2021
Property Address10 EMERSON RD, WATERTOWN, MA 02472-1606
Document Number1890087
Instrument DateAug 2, 2021
Instrument1890087
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CHESTNUT ST STE 22, 22, NEEDHAM, MA 02492-2520

Tax Assessment & Valuation

The 2026 property tax bill for 10 Emerson Rd was $10,524, up 6.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,524.00 (+6.42%)$862,600 (+1.88%) Land $472,500 Building $390,100$901,740 (-)
2025$9,889.00 (+8.55%)$846,700 (+8.75%) Land $472,500 Building $374,200$901,740 (+1.25%)
2024$9,110.00 (-4.51%)$778,600 (+10.83%) Land $452,700 Building $325,900$890,625
2023$9,540.00$702,500 Land $431,100 Building $271,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Emerson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Emerson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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