Essex County and Gloucester City property record for 10 Emerald St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2003 |
| Lot Size | 0.274 acres (11,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $829,000 (Mar 2026) |
| Tax Bill | $7,621 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0153 B:0059 L:0000 |
| Primary APN | GLOU M:0153 B:0059 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,650 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,917 sqft (0.274 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 EMERALD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PROPERTY EMERALD STREET |
| Legal Block | 59 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0153 B:0059 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 27, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 30, 2018 | Quit Claim Deed, Transfer CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 20262610 |
| Deed Book / Page | 43298 / 11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 27, 2026 |
| Property Address | 10 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Document Number | 0043298-11 |
| Book / Page | 43298 / 11 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20260327002610 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Document Number | 20260327002620 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 20260327002620 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 30, 2018 |
| Property Address | 10 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Document Number | 36746-586 |
| Book / Page | 36746 / 586 |
| Instrument | 180530001020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Document Number | 367460589 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 36746/0589 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate | 3.5% |
|---|---|
| Max Rate At Change | 60.1% |
| Max Rate | 3% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,621.00 (+1.45%) | $784,100 (+1.57%) Land $253,400 Building $530,700 | |
| 2024 | $7,512.00 (+4.52%) | $772,000 (+13.75%) Land $241,300 Building $530,700 | $840,370 |
| 2023 | $7,187.00 | $678,700 Land $215,500 Building $463,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092211003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 35% of the US · above 100% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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