10 Emerald Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 10 Emerald Ln, Palm Coast, FL 32164

Property Summary

Property TypeMulti-Family Dwellings
Details4 ba · 2,460 sqft · built 2004
Lot Size0.262 acres (11,413 sqft)
OwnerOwner Name on File
Last Sale$132,500 (Jan 2013)
Tax Bill$6,122 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7034-00040-0220

Property Details

APN / Parcel Number

Primary APN07-11-31-7034-00040-0220

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,460 sqft Heated Area
Gross Area3,285 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,413 sqft (0.262 acres)
DrivewayDriveway
Driveway Area1,460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10 EMERALD LN
CityPALM COAST
StateFL
Zip32164-6144
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeDPX
Legal DescriptionPALM COAST SEC 34 BL 4 LT 22 OR 213 PG 1011 OR 885 PG 374 OR 1119 PG 67 OR 1177 PG 262 OR 1388 PG 1651-DC OR 1393 PG 693-SA O
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block4
Legal Lot Number22
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1024
Census Tract60218

Owner

The current owner of 10 Emerald Ln bought it in January 2013.

Source: Flagler County records, as of December 22, 2025

Owner of RecordOwner Name on File
Mailing Address919 W WARREN AVE, TAMPA, FL 33602-1135

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2013 · Amount on File
Deed SaleJan 17, 2013 · Amount on File
Prior SaleJun 5, 2012 · Amount on File
Deed Document Number2013001940
Deed Book / Page1916 / 0890
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address10 EMERALD LN, PALM COAST, FL 32164-6144
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 W WARREN AVE, TAMPA, FL 33602-1135

Mortgage

Document Number0027840654
DateMay 26, 2023
Book Page2784/654
Instrument2023022918
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10 Emerald Ln was $6,122.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,122.00$336,873 Land $65,500 Building $271,373$336,873 Land $65,500 Building $271,373
2023$5,484.00 (+4.94%)$335,602 (+3.55%) Land $60,000 Building $275,602$335,602 (+3.55%) Land $60,000 Building $275,602
2022$5,226.00$324,099 Land $59,500 Building $264,599$324,099 Land $59,500 Building $264,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 111 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Emerald Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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