10 Elphis Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 10 Elphis Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,124 sqft · built 1973
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Tax Bill	$24,080 (2025)
Deeds & Mortgages	May 2021 Refinance Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:59 L:108`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:59 L:108`
Alternative APN	`591080000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	591080000
Street Address	10 ELPHIS RD
City	BIDDEFORD
State	ME
Zip	04005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	MARTHA WALKER
Legal Lot Number	108
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1007
Census Tract	25400

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 ELPHIS RD, BIDDEFORD, ME 04005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Nov 7, 2025	Warranty Deed, Transfer
Sep 9, 2017	Deed of Trust, Mortgage · Line of Credit BIDDEFORD SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 ELPHIS RD, BIDDEFORD, ME 04005
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186670670
Date	May 17, 2021
Book Page	18667/670
Instrument	2021028352

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 7, 2025
Property Address	10 ELPHIS RD, BIDDEFORD, ME 04005
Document Number	0197810939
Book / Page	19781 / 939
Instrument Date	Oct 31, 2025
Instrument	2025040840
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 ELPHIS ST, BIDDEFORD, ME 04005
Document Number	0175590857
Book / Page	017559 / 000857
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELPHIS ST BIDDEFORD ME 04005, BIDDEFORD, ME 04005

Mortgage

Document Number	0175590857
Date	Sep 14, 2017
Book Page	017559/000857
Instrument	39168

Lender

Name	BIDDEFORD SVGS BK
Type	Federal Savings Bank
Address	BIDDEFORD, ME 04005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,080.00 (+5.26%)	$1,611,800 (+0.19%) Land $1,452,600 Building $159,200
2024	$22,876.00 (+8.65%)	$1,608,700 (+0.24%) Land $1,452,600 Building $156,100
2023	$21,055.00 (+17.47%)	$1,604,800 (+46.93%) Land $1,448,700 Building $156,100	$1,546,315
2022	$17,923.00	$1,092,200 Land $923,600 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	168 (1978–2024)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Jan 2024 · 51 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 18 claims Coastal Storm, Nov 1991 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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