10 Elm St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 10 Elm St, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,955 sqft · built 1790
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$337,500 (Sep 2020)
Tax Bill$3,960 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNTOPM M:U06 L:051

Property Details

APN / Parcel Number

Primary APNTOPM M:U06 L:051
Alternative APN
  • 52

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,955 sqft Living Area
Gross Area3,593 sqft
1st Floor Area1,552 sqft
AtticAttic
Attic Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1790
Effective Year BuiltEffective 1790
Architectural StyleHistorical
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number52
Street Address10 ELM ST
CityTOPSHAM
StateME
Zip04086-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number51
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group2
Census Block2010
Census Tract970301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Topsham Historic District
listed 1978 · 56 contributing resources · NRIS 78000198

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Elm St is owned and occupied by an individual who bought it in September 2020.

Source: Sagadahoc County and Topsham Town records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address10 ELM ST, TOPSHAM, ME 04086-1414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2020 · Amount on File
Deed SaleSep 14, 2020 · Amount on File
Prior SaleMay 1, 2014 · Amount on File
Deed Document Number20206740
Transfer Doc0000002741
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOPSHAM ME
Recording DateSep 14, 2020
Property Address10 ELM ST, TOPSHAM, ME 04086-1414
Document Number0000006740
Instrument DateAug 28, 2020
Instrument2020R-06740
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address30 WINTER ST APT 3, 3, TOPSHAM, ME 04086-1657

Mortgage

Document Number0000006741
DateSep 14, 2020
Instrument2020R-06741
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Elm St was $3,960.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,960.00$309,400 Land $43,900 Building $265,500
2023$3,667.00 (-0.27%)$270,000 (+5.88%) Land $38,700 Building $231,300
2022$3,677.00$255,000 Land $37,400 Building $217,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000

May also be available: Verizon.

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