10 Elm St, Brookline, MA 02445 Property Records

Norfolk County and Brookline Town property record for 10 Elm St, Brookline, MA 02445

Property Summary

Property TypeCondominium
Details5 bd · 3.5 ba · 2,692 sqft · built 1900
Lot Size0.13 acres (5,684 sqft)
Owner2 Individual Names on File
Last Sale$910,000 (Jan 2012)
Tax Bill$17,105 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN7324030

Property Details

APN / Parcel Number

Primary APN7324030
Alternative APN
  • BROO B:180 L:0008 S:0002

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,692 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,684 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number7324030
Street Address10 ELM ST
CityBROOKLINE
StateMA
Zip02445-6823
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Subdivision81 PARK ST CONDO ESTA
Legal Block180
Legal Lot Number8
JurisdictionBROOKLINE MA
Township / Civil DivisionBROOKLINE
Census Block Group2
Census Block2005
Census Tract400700

Owner

10 Elm St, a condominium, is owned and occupied by two individuals who bought it in January 2012.

Source: Norfolk County and Brookline Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 ELM ST, BROOKLINE, MA 02445-6823
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
HARVARD UNIVERSITY CREDIT UNION
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 12, 2021Deed of Trust, Mortgage · ARM
TD BANK NA
Dec 18, 2019Deed of Trust, Mortgage · ARM
TD BANK NA
May 14, 2018Deed of Trust, Mortgage · Line of Credit
HARVARD UNIV CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2012 · Amount on File
Deed SaleJan 20, 2012 · Amount on File
Prior SaleNov 23, 1999 · Amount on File
Deed Book / Page29568 / 263
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOKLINE MA
Property Address10 ELM ST, BROOKLINE, MA 02445-6823
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042835-338
DateDec 17, 2025
Book Page42835/338
Instrument89626
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term277 Months
DueJan 1, 2049

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOKLINE MA
Property Address10 ELM ST, BROOKLINE, MA 02445-6823
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041267-181
DateJun 26, 2023
Book Page41267/181
Instrument39093
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOKLINE MA
Property Address10 ELM ST, BROOKLINE, MA 02445-6823
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039615-547
DateJul 12, 2021
Book Page39615/547
Instrument90518
Lender
NameTD BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateAug 1, 2026
IndexOther
Margin3

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOKLINE MA
Property Address10 ELM ST, BROOKLINE, MA 02445-6823
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37452-360
DateDec 18, 2019
Book Page37452/360
Instrument119747
Lender
NameTD BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term373 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateJan 1, 2025

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOKLINE MA
Property Address10 ELM ST, BROOKLINE, MA 02445-6823
Document Number35992-406
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ELM ST #10 BROOKLINE MA 024456823, 10, BROOKLINE, MA 02445-6823

Mortgage

Document Number35992-406
DateMay 18, 2018
Book Page035992/000406
Instrument39656
Lender
NameHARVARD UNIV CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 17, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Elm St was $17,105, up 6.4% from the year before.

Source: Norfolk County and Brookline Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBrookline Town
Unified School DistrictBrookline School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,105.00 (+6.4%)$1,670,400 (+2.55%) Building $1,670,400$1,768,900 (-)
2025$16,076.00 (+3.04%)$1,628,800 (+2%) Building $1,628,800$1,768,900 (+4.16%)
2024$15,602.00 (+3.15%)$1,596,900 (+5.26%) Building $1,596,900$1,698,315
2023$15,125.00$1,517,100 Building $1,517,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROOKLINE WATER AND SEWER DIVISION
serves 63,191 people · EPA ID MA3046000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Starry.

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