10 Elm St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 10 Elm St, Bradley, ME 04411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1968
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAY M:015 L:003`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:015 L:003`
Alternative APN	`324`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	75,794 sqft (1.74 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	324
Street Address	10 ELM ST
City	BRADLEY
State	ME
Zip	04411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	3
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1017
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 606, BRADLEY, ME 04411-0606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENOBSCOT COUNTY FEDERAL CREDIT UNION
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	10 ELM ST, BRADLEY, ME 04411
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161130222
Date	Jul 20, 2021
Book Page	16113/222
Instrument	24795

Lender

Name	PENOBSCOT COUNTY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRADLEY ME
Recording Date	Jun 21, 2017
Property Address	10 ELM ST, BRADLEY, ME 04411
Document Number	0145200268
Book / Page	014520 / 000268
Instrument Date	Jun 19, 2017
Instrument	17883
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 6TH ST OLD TOWN ME 044681645, OLD TOWN, ME 04468-1645

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRADLEY ME
Recording Date	Mar 30, 2017
Property Address	10 ELM ST, BRADLEY, ME 04411
Document Number	0144450074
Book / Page	014445 / 000074
Instrument Date	Mar 6, 2017
Instrument	8775
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM ST BRADLEY ME 04411, BRADLEY, ME 04411

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (+6.79%)	$279,700 (-) Land $44,100 Building $235,600
2024	$3,077.00 (+7.96%)	$279,700 (+61.96%) Land $44,100 Building $235,600
2023	$2,850.00 (+6.46%)	$172,700 (-) Land $32,900 Building $139,800	$201,780
2022	$2,677.00	$172,700 Land $32,900 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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