10 Elm Rd, Ocala, FL 34472 Property Records

Marion County property record for 10 Elm Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 2019
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2021)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9013-0148-05`

Property Details

APN / Parcel Number

Primary APN	`9013-0148-05`
Alternative APN	`1375142000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	124 ft deep x 101 ft wide
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	44 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1375142000
Old Parcel Number	9013014805
Street Address	10 ELM RD
City	OCALA
State	FL
Zip	34472-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 21 TWP 16 RGE 23
Legal Range	23E
Legal Township	16S
Legal Section	21
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	148
Legal Lot Number	5
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1038
Census Tract	1103

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 ELM RD, OCALA, FL 34472-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage DRUMMOND COMMUNITY BANK
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jun 21, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 1, 2018	Warranty Deed, Transfer AFFILIATED TITLE/CTRL FL LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Jun 21, 2019
Deed Document Number	2021041504
Deed Book / Page	7422 / 699
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	10 ELM RD, OCALA, FL 34472-3104
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069270998
Date	Mar 8, 2019
Book Page	6927/0998
Instrument	2019023436

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	OCALA, FL 34471

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2020

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 31, 2021
Property Address	10 ELM RD, OCALA, FL 34472-3104
Document Number	0074220699
Book / Page	7422 / 699
Map Reference	MB J PG 74-82
Instrument Date	Mar 26, 2021
Instrument	2021041504
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	596 FAIRWAYS CIRB, 596, OCALA, FL 34472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM RD, OCALA, FL 34472-3104

Mortgage

Document Number	0007422701
Date	Mar 31, 2021
Instrument	7422/701

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	10 ELM RD, OCALA, FL 34472-3104
Document Number	0073601503
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM RD OCALA FL 344723104, OCALA, FL 34472-3104

Mortgage

Document Number	0073601503
Date	Jan 19, 2021
Book Page	007360/001503
Instrument	5599

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 18, 2049

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 21, 2019
Property Address	10 ELM RD, OCALA, FL 34472-3104
Document Number	0069891001
Book / Page	6989 / 1001
Map Reference	MB J PG 74&82
Instrument Date	Jun 19, 2019
Instrument	2019064061
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2022
Title Company	SUPERIOR TTL INS AGCY OF MAR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 SW 17TH ST, 1415, OCALA, FL 34471-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM ROACY, OCALA, FL 34472

Mortgage

Document Number	0069891002
Date	Jun 21, 2019
Instrument	6989/1002

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 1, 2018
Property Address	10 ELM RD, OCALA, FL 34472-3104
Document Number	0067750863
Book / Page	006775 / 000863
Instrument Date	May 29, 2018
Instrument	52754
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	AFFILIATED TITLE/CTRL FL LIMITED

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 SW 17TH ST OCALA FL 344711234, OCALA, FL 34471-1234
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (-0.98%) Homeowner's exemption	$128,949 (-8.6%) Land $23,000 Building $105,949	$146,042 (+3.52%) Land $23,000 Building $123,042
2023	$1,946.00 (-2.85%) Homeowner's exemption	$141,078 (-2.11%) Land $18,000 Building $123,078	$141,078 (-2.11%) Land $18,000 Building $123,078
2022	$2,003.00 Homeowner's exemption	$144,118 Land $14,000 Building $130,118	$144,118 Land $14,000 Building $130,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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