10 Elm Ct, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 10 Elm Ct, Mahopac, NY 10541

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,988 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2019)
Tax Bill	$14,595 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 75.11-2-63`

Property Details

APN / Parcel Number

Primary APN	`372000 75.11-2-63`
Alternative APNs	`200007501100020630000000` `179170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,388 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	122 ft deep x 112 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	240 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	179170
Street Address	10 ELM CT
City	MAHOPAC
State	NY
Zip	10541-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	2
Legal Lot Number	63.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2007
Census Tract	11202

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ELM CT, MAHOPAC, NY 10541-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	2019131882019
Deed Book / Page	2127 / 263
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 ELM CT, MAHOPAC, NY 10541-1540
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM CT, MAHOPAC, NY 10541-1540

Mortgage

Document Number	0075820084
Date	Feb 9, 2022
Book Page	7582/84
Instrument	1465-2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

September 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 9, 2019
Property Address	10 ELM CT, MAHOPAC, NY 10541-1540
Document Number	0021270263
Book / Page	2127 / 263
Map Reference	MAP 260
Instrument Date	Sep 4, 2019
Instrument	13188-2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 ELM CT, 10, MAHOPAC, NY 10541-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 CLAYTON BLVD APT 523, 523, BALDWIN PLACE, NY 10505-2060

Mortgage

Document Number	0006961130
Date	Sep 9, 2019
Instrument	6961/130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$571,000 (+15.54%) Land $98,000 Building $473,000	$571,000 (+15.54%) Land $98,000 Building $473,000
2024	$14,595.00 (+288.06%)
2023		$494,200 (+11.01%) Land $89,100 Building $405,100	$494,200 (+11.01%) Land $89,100 Building $405,100
2022		$445,200 Land $89,100 Building $356,100	$445,200 Land $89,100 Building $356,100
2020	$3,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHOPAC WATER CO private · serves 662 people · EPA ID NY3905707
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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