10 Ells St, Ansonia, CT 06401 Property Records

Ansonia City property record for 10 Ells St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,824 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Apr 2026)
Tax Bill	$5,166 (2026)
Deeds & Mortgages	Nov 2022 Refinance Apr 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:058 B:0086 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:058 B:0086 L:0001`
Alternative APN	`4850`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	921 sqft
Basement Area	921 sqft
Unfinished Basement	921 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	4850
Street Address	10 ELLS ST
City	ANSONIA
State	CT
Zip	06401-3009
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	86
Legal Lot Number	1
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1025
Census Tract	125400

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ELLS ST, ANSONIA, CT 06401-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NUTMEG STATE FINANCIAL CREDIT UNION
Apr 6, 2026	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 2, 2024	Warranty Deed, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Nov 21, 2018	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Apr 2, 2024 · Amount on Record
Deed Book / Page	638 / 1153
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	10 ELLS ST, ANSONIA, CT 06401-3009
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000609-239
Date	Nov 1, 2022
Book Page	609/239
Instrument	1882840010

Lender

Name	NUTMEG STATE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Dec 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 6, 2026
Property Address	10 ELLS ST, ANSONIA, CT 06401-3009
Document Number	00638-1153
Book / Page	638 / 1153
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 ELLS ST, ANSONIA, CT 06401-3009

Mortgage

Date	Apr 6, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 2, 2024
Property Address	10 ELLS ST, ANSONIA, CT 06401-3009
Document Number	000620-366
Book / Page	620 / 366
Instrument Date	Mar 25, 2024
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	10 ELLS ST, ANSONIA, CT 06401-3009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	583-7
Date	Nov 6, 2020
Book Page	583/7
Instrument	1787160019

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Nov 21, 2018
Property Address	10 ELLS ST, ANSONIA, CT 06401-3009
Document Number	564-670
Book / Page	564 / 670
Instrument	1709410002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5640672
Date	Nov 21, 2018
Instrument	00564/0672

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2048

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,166.00 (+3.2%)	$175,350 (-) Land $44,030 Building $131,320	$437,516 (+256.44%)
2025	$5,006.00	$175,350 (+0.2%) Land $44,030 Building $131,320	$122,745 Land $30,821 Building $91,924
2024	$5,006.00 (+9.02%)
2023	$4,592.00 (+21.48%)	$175,000 (+75%) Land $44,030 Building $130,970
2022	$3,780.00	$100,000 Land $42,400 Building $57,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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