10 Elizabeth Ave, Everett, PA 15537 Property Records

Bedford County property record for 10 Elizabeth Ave, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 1947
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on File
Last Sale	$19,000 (Jul 1996)
Tax Bill	$1,283 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`G.09-B.06-215-A`

Property Details

APN / Parcel Number

Primary APN	`G.09-B.06-215-A`
Alternative APN	`080-006696`

Interior

Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Stucco
Lot Area	4,487 sqft (0.103 acres)

Location & Zoning

Street Address	10 ELIZABETH AVE
City	EVERETT
State	PA
Zip	15537-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3038
Census Tract	960600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Everett Historic District listed 2003 · 301 contributing resources · NRIS 03000492

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Elizabeth Ave is owned and occupied by two individuals who bought it in July 1996.

Source: Bedford County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST COMMONWEALTH BANK
Mar 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117

Mortgage

Document Number	02025/4593
Date	Sep 29, 2025
Book Page	2025/4593
Instrument	2025-004593

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117

Mortgage

Document Number	02023/1164
Date	Mar 24, 2023
Book Page	2023/1164
Instrument	2023-001164

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2043

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELIZABETH AVE, EVERETT, PA 15537-1117

Mortgage

Document Number	02023/1362
Date	Apr 5, 2023
Book Page	2023/1362
Instrument	2023-001362

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BRANDY CAMP, PA 15822

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 10 Elizabeth Ave was $1,283.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Everett Borough
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,283.00	$65,500 Land $6,100 Building $59,400	$65,500 (-) Land $6,100 Building $59,400
2025			$65,500 Land $6,100 Building $59,400
2023	$1,448.00 Additional exemption filed	$65,500 Land $6,100 Building $59,400
2012			$65,500 Land $6,100 Building $59,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Elizabeth Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1984–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Elizabeth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT BORO MUNI AUTH serves 2,048 people · EPA ID PA4050012
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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