10 Eldorado Dr, White Bear Lake (Saint Paul), MN 55110 Property Records

Washington County property record for 10 Eldorado Dr, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,392 sqft · built 1970
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jan 2025)
Tax Bill	$6,756 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-030-21-13-0008`

Property Details

APN / Parcel Number

Primary APN	`07-030-21-13-0008`
Alternative APN	`301983500`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,392 sqft Living Area
Basement Area	1,214 sqft
Finished Basement	800 sqft
Unfinished Basement	414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 ELDORADO DR
City	SAINT PAUL
State	MN
Zip	55110-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME DELLWOOD HILLS PLAT 1 LOT 5 BLOCK 3 SUBDIVISIONCD 30198
Legal Range	21W
Legal Township	30N
Legal Section	07
Legal Subdivision	DELLWOOD HILLS PLAT 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	WASHINGTON MN
Township / Civil Division	DELLWOOD
Census Block Group	2
Census Block	2027
Census Tract	70301

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ELDORADO DR, SAINT PAUL, MN 55110-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jan 6, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	20254459171
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	10 ELDORADO DR, WHITE BEAR LAKE, MN 55110-1216
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELDORADO DR, SAINT PAUL, MN 55110-1216

Mortgage

Document Number	0004370714
Date	May 16, 2022
Instrument	4370714

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	10 ELDORADO DR, WHITE BEAR LAKE, MN 55110-1216
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELDORADO DR, SAINT PAUL, MN 55110-1216

Mortgage

Document Number	0004491731
Date	Dec 19, 2025
Instrument	4491731

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Change Frequency	Quarterly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jan 6, 2025
Property Address	10 ELDORADO DR, WHITE BEAR LAKE, MN 55110-1216
Document Number	0004459171
Instrument Date	Dec 20, 2024
Instrument	4459171
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 ELDORADO DR, DELLWOOD, MN 55110-1216

Mortgage

Document Number	0004459172
Date	Jan 6, 2025
Instrument	4459172

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Dellwood City
County	Washington County
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,756.00 (+6.6%) Homeowner's exemption
2025		$626,800 (-10.94%) Land $194,800 Building $432,000	$626,800 (-10.94%) Land $194,800 Building $432,000
2024		$703,800 (+4.53%) Land $250,300 Building $453,500	$703,800 (+4.53%) Land $250,300 Building $453,500
2023	$6,338.00
2022		$673,300 Land $249,300 Building $424,000	$673,300 Land $249,300 Building $424,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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