10 Eads Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 10 Eads Ct, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,818 sqft · built 1995
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$177,475 (Jul 2016)
Tax Bill$3,929 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNA952000300

Property Details

APN / Parcel Number

Primary APNA952000300
Alternative APN
  • 2-113A-7092-00-069G.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,818 sqft Living Area
Gross Area3,200 sqft
1st Floor Area986 sqft
Basement Area964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA952000300
Street Address10 EADS CT
CityO FALLON
StateMO
Zip63368-6120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS VLG G LOT 69G
Legal SubdivisionTWIN CHIMNEYS VLG G
Legal Lot Number69G
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1012
Census Tract311154

Owner

Source: St. Charles County records · APN A952000300

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 EADS CT, O FALLON, MO 63368-6120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · Line of Credit
ALLTRU FCU
May 09, 2023Deed of Trust, Mortgage · Line of Credit
ALLTRU FCU
Aug 27, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2016 · Amount on Record
Deed SaleJul 20, 2016 · Amount on Record
Prior SaleNov 12, 2014
Deed Document Number2016457190
Deed Book / Page6576 / 2091
Prior Transfer DateJul 26, 2010
Prior Transfer Doc0054780320
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 EADS CT, O FALLON, MO 63368-6120
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 EADS CT, XX

Mortgage

Document Number0000020589
DateMay 31, 2023
Instrument2023R-020589
Lender
NameALLTRU FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueApr 22, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 EADS CT, O FALLON, MO 63368-6120
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 EADS CT, O FALLON, MO 63368-6120

Mortgage

Document Number0000017519
DateMay 09, 2023
Instrument2023R-017519
Lender
NameALLTRU FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueApr 22, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 EADS CT, O FALLON, MO 63368-6120
Document Number0000066052
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 EADS CT O FALLON MO 633686120, O FALLON, MO 63368-6120

Mortgage

Document Number0000066052
DateSep 09, 2020
Instrument66052
Lender
NameFIRST FIN'L FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 08, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,929.00 (+7.47%)$61,156 (+10.74%)$321,874 (+10.74%) Building $321,874
2024$3,656.00
2023$55,225
2022$290,659 Land $45,000 Building $245,659

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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