10 E Walnut St, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 10 E Walnut St, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1900
Owner	Individual Name on Record
Last Sale	$231,000 (May 2024)
Tax Bill	$852 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-33-556.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-33-556.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1900
Exterior Material	Brick
Roof Type	Shed Roof
Roof Material	Metal
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999933556.00
Street Address	10 E WALNUT ST
City	SOUTHGATE
State	KY
Zip	41071-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 145 146 SOUTHGATE
Legal Subdivision	N S SCHALER
Legal Lot Number	145-146 146
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4025
Census Tract	52500

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 E WALNUT ST, SOUTHGATE, KY 41071-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Jul 9, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	5336080
Deed Book / Page	D861 / 62
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 1, 2024
Property Address	10 E WALNUT ST, SOUTHGATE, KY 41071-3136
Document Number	0005336080
Book / Page	D861 / 62
Map Reference	MB 56 PG 61
Instrument Date	Apr 26, 2024
Instrument	5336080
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	TRANSCOUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 E WALNUT ST, SOUTHGATE, KY 41071-3136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E WALNUT ST, SOUTHGATE, KY 41071-3136

Mortgage

Document Number	0005336081
Date	May 1, 2024
Instrument	5336081

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 9, 2019
Property Address	10 E WALNUT ST, SOUTHGATE, KY 41071-3136
Document Number	0005093981
Book / Page	000804 / 000403
Instrument Date	Jun 28, 2019
Instrument	5093981
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E WALNUT ST SOUTHGATE KY 410713136, SOUTHGATE, KY 41071-3136

Mortgage

Document Number	5093982
Date	Jul 9, 2019
Book Page	002184/000636
Instrument	5093982

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Mortgage

Document Number	5093983,
Date	Jul 9, 2019
Book Page	002184/000651
Instrument	5093983

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2029

Interest

Rate	12%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (+38.31%)	$231,000 (+48.08%) Land $11,500 Building $219,500	$231,000 (+48.08%) Land $11,500 Building $219,500
2023	$616.00 (-2.38%)	$156,000 (-) Land $11,500 Building $144,500	$156,000 (-) Land $11,500 Building $144,500
2022	$631.00	$156,000 Land $11,500 Building $144,500	$156,000 Land $11,500 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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