10 E Rambling Creek, Tryon, NC 28782 Property Records

Polk County property record for 10 E Rambling Creek, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,528 sqft · built 2008
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Dec 2022)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P116-111`

Property Details

APN / Parcel Number

Primary APN	`P116-111`
Alternative APN	`38255`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Building Area	2,528 sqft Finished Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38255
Street Address	10 E RAMBLING CRK
City	TRYON
State	NC
Zip	28782-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 27, 0V02 VISTA AT THE RIVER BANK
Legal Subdivision	VISTA AT THE RIVER BANK
Legal Lot Number	27
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1042
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 E RAMBLING CRK, TRYON, NC 28782-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Nov 12, 2009 · Amount on Record
Deed Book / Page	475 / 159
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	00367/1706
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 20, 2022
Property Address	10 E RAMBLING CRK, TRYON, NC 28782-2652
Document Number	000475/159
Book / Page	475 / 159
Map Reference	FILE E PG 1341&1342
Instrument Date	Dec 14, 2022
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 PARKER JAMISON LN, RUTHERFORDTON, NC 28139-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E RAMBLING CRK, TRYON, NC 28782-2652

Mortgage

Document Number	0000475162
Date	Dec 20, 2022
Instrument	475/162

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00	$698,979 (-) Land $35,560 Building $663,419	$698,979 (-) Land $35,560 Building $663,419
2025	$3,714.00 (+25.35%)	$698,979 (+50.53%) Land $35,560 Building $663,419	$698,979 (+50.53%) Land $35,560 Building $663,419
2023	$2,963.00	$464,339 Land $25,560 Building $438,779
2021			$464,339 Land $25,560 Building $438,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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