Spokane County property record for 10 E Owens Rd, Chattaroy, WA 99003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,134 sqft · built 1996 |
| Lot Size | 19.5 acres (851,162 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,726 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38202.9033 |
| Primary APN | 38202.9033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Gross Area | 5,383 sqft |
| 1st Floor Area | 2,134 sqft |
| Basement Area | 2,097 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 851,162 sqft |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 605 sqft |
|---|---|
| Patio Area | 250 sqft |
| Canopy | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10 E OWENS RD |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-7760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | 20-28-43 W 660 FT OF NW1/4 OF NW1/4 |
| Legal Range | 43 |
| Legal Township | 28 |
| Legal Section | 20 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | DEER PARK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10304 |
10 E Owens Rd is owned by two individuals who acquired it in February 1996.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 450, CHATTAROY, WA 99003-0450 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 1, 1996 |
| Transfer Doc | 0000000003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10 E OWENS RD, CHATTAROY, WA 99003-7760 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007198360 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 7198360 |
| Name | CHENEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHENEY, WA 99004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 3, 2032 |
The 2026 property tax bill for 10 E Owens Rd was $5,726, up 1.3% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,726.00 (+1.26%) | $727,380 Land $189,080 Building $538,300 | $727,380 Land $189,080 Building $538,300 |
| 2025 | $5,655.00 | ||
| 2024 | $676,970 (+16.19%) Land $152,670 Building $524,300 | $676,970 (+16.19%) Land $152,670 Building $524,300 | |
| 2023 | $5,265.00 (-2.99%) | $582,650 Land $110,650 Building $472,000 | $582,650 Land $110,650 Building $472,000 |
| 2022 | $5,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 E Owens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 E Owens Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 61% of Washington |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Ziply Fiber Fixed Wireless | 10 / 1 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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