Lake County property record for 10 E Louis Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,439 sqft · built 1976 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (May 2023) |
| Tax Bill | $11,641 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-107-003 |
| Primary APN | 16-09-107-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 4,227 sqft |
| 1st Floor Area | 1,407 sqft |
| 2nd Floor Area | 1,032 sqft |
| Upper Floors Area | 1,032 sqft |
| Basement Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 10 E LOUIS AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H.O.STONE & COS LAKE FOREST ADD LOT 18 BLOCK 18 |
| Legal Subdivision | H.O.STONE & COS LAKE FOREST ADD |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 864602 |
10 E Louis Ave is owned and occupied by two individuals who bought it in May 2023.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1439 N CAMPBELL AVE, 1, CHICAGO, IL 60622-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Jan 7, 2022 · Amount on File |
| Deed Document Number | 20237971862 |
| Prior Transfer Date | Nov 3, 2004 |
| Prior Transfer Doc | 0005679900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 5, 2023 |
| Property Address | 10 E LOUIS AVE, LAKE FOREST, IL 60045-2995 |
| Document Number | 0007971862 |
| Map Reference | DOC 249300 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 7971862 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 E LOUIS AVE, LAKE FOREST, IL 60045-2995 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 E LOUIS AVE, LAKE FOREST, IL 60045-2995 |
| Document Number | 0007971863 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 7971863 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 7, 2022 |
| Property Address | 10 E LOUIS AVE, LAKE FOREST, IL 60045-2995 |
| Document Number | 0007859865 |
| Map Reference | DOC 249300 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 7859865 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 E LOUIS AVE, LAKE FOREST, IL 60045-2995 |
| Document Number | 0007859866 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 7859866 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,463 Land $70,310 Building $143,153 | $640,453 Land $210,951 Building $429,502 | |
| 2024 | $11,641.00 (+33.42%) | ||
| 2023 | $8,725.00 (+5.87%) | $192,124 (+26.89%) Land $64,361 Building $127,763 | $576,429 (+26.89%) Land $193,102 Building $383,327 |
| 2022 | $8,241.00 | $151,412 Land $67,770 Building $83,642 | $454,281 Land $203,330 Building $250,951 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 E Louis Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 E Louis Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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