10 E Jefferson Ave, Shelby, OH 44875 Property Records

Richland County property record for 10 E Jefferson Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (May 1998)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046-08-043-10-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-043-10-000`
Alternative APN	`07107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	30 sqft
Patio Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 E JEFFERSON AVE
City	SHELBY
State	OH
Zip	44875-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1998 50 X 150 10 E JEFFERSON AVE 38
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	3
Census Block	3017
Census Tract	2600

Owner

10 E Jefferson Ave is owned and occupied by an individual who bought it in May 1998.

Source: Richland County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10 E JEFFERSON AVE, SHELBY, OH 44875-1610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1998 · Amount on File
Deed Sale	May 27, 1998 · Amount on File
Prior Sale	Jun 20, 1990 · Amount on File
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Aug 17, 2026
Property Address	10 E JEFFERSON AVE, SHELBY, OH 44875-1610
Document Number	0000009619
Book / Page	3046 / 4453
Instrument Date	Jun 11, 2026
Instrument	20269619
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E JEFFERSON AVE, SHELBY, OH 44875-1610

Mortgage

Document Number	0000009619,
Date	Aug 17, 2026
Book Page	3046/4453
Instrument	20269619

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jun 16, 2051

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	10 E JEFFERSON AVE, SHELBY, OH 44875-1610
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002981/68
Date	Mar 4, 2022
Book Page	2981/68
Instrument	202200002776

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10 E Jefferson Ave was $1,603 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$43,060 (-) Land $5,680 Building $37,380
2024	$1,603.00 (-2.73%) Homeowner's exemption	$43,060 (-) Land $5,680 Building $37,380
2023	$1,648.00 (+16.96%) Homeowner's exemption	$43,060 (+30.48%) Land $5,680 Building $37,380	$123,020 Land $16,230 Building $106,790
2022	$1,409.00 Homeowner's exemption	$33,000 Land $5,160 Building $27,840
2020			$94,280 Land $14,750 Building $79,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 E Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 E Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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