10 E Buck Point Rd, Clayton, DE 19938 Property Records

Kent County property record for 10 E Buck Point Rd, Clayton, DE 19938

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,712 sqft · built 2015
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Tax Bill$1,698 (2026)
Deeds & MortgagesAug 2026 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-00-045.03-01-44.00-000

Property Details

APN / Parcel Number

Primary APN3-00-045.03-01-44.00-000
Alternative APNs
  • KH00045.030144.00/000
  • 78322
  • 84546

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,712 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions235 ft deep x 94.6 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number84546
Street Address10 E BUCK POINT RD
CityCLAYTON
StateDE
Zip19938-4140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionWHITETAIL RUN LOT 91 10 EAST BUCK POINT ROAD
Legal SubdivisionWHITETAIL RUN
Legal Lot Number91
JurisdictionKENT DE
Township / Civil DivisionKENTON
Census Block Group1
Census Block1034
Census Tract40100

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 20, 2021Deed, Transfer · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Jul 21, 2020Deed of Trust, Mortgage · Line of Credit
NFM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2024
Deed SaleOct 14, 2024
Prior SaleJan 20, 2021 · Amount on Record
Deed Document Number2024501803
Deed Book / Page13227 / 311
Prior Transfer DateSep 30, 2024
Prior Transfer Doc0000501803
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Recording DateAug 7, 2026
Property Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140
Document Number0000541841
Book / Page14355 / 61
Instrument DateJul 28, 2026
Instrument2026541841
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140

Mortgage

Document Number0000541841,
DateAug 7, 2026
Book Page14355/61
Instrument2026541841
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436568
DateNov 19, 2021
Book Page11555/266
Instrument2021-436568
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueOct 1, 2050

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJan 20, 2021
Property Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140
Document Number0000406483
Book / Page10738 / 311
Map ReferenceMB 74 PG 68
Instrument DateJan 15, 2021
Instrument2021-406483
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140

Mortgage

Document Number0000406484
DateJan 20, 2021
Instrument2021-406484
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address10 E BUCK POINT RD, CLAYTON, DE 19938-4140
Document Number0000391222
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 E BUCK POINT RD CLAYTON DE 199384140, CLAYTON, DE 19938-4140

Mortgage

Document Number0000391222
DateJul 28, 2020
Book Page010325/000156
Instrument391222
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 27, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,698.00 (+4.11%)$364,100 (-) Land $101,200 Building $262,900
2025$1,631.00 (+27.92%)$364,100 (+714.54%) Land $101,200 Building $262,900
2023$1,275.00$44,700 Land $5,800 Building $38,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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