10 E Brook Dr, Waterford, CT 06385 Property Records

Waterford Town property record for 10 E Brook Dr, Waterford, CT 06385

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$3,788 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone AE (high risk)
APNWATE M:125 L:2193

Property Details

APN / Parcel Number

Primary APNWATE M:125 L:2193
Alternative APNs
  • WFRD M:125 L:2193
  • 0190500
  • 190500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,016 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number190500
Street Address10 E BROOK DR
CityWATERFORD
StateCT
Zip06385-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number2193
JurisdictionWATERFORD CT
Township / Civil DivisionWATERFORD
Census Block Group4
Census Block4000
Census Tract693400

Owner

10 E Brook Dr is owned and occupied by two individuals.

Source: Waterford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 E BROOK DR, WATERFORD, CT 06385-2211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERFORD CT
Recording DateJul 27, 2026
Property Address10 E BROOK DR, WATERFORD, CT 06385-2211
Document Number0000182564
Book / Page1893 / 1052
Instrument DateJul 22, 2026
Instrument2026182564
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E BROOK DR, WATERFORD, CT 06385-2211

Mortgage

Document Number0000182564,
DateJul 27, 2026
Book Page1893/1052
Instrument2026182564
Lender
NameCITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 10 E Brook Dr was $3,788, up 5% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWaterford Town
Unified School DistrictWaterford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,788.00 (+5.05%)$154,380 (-) Land $71,160 Building $83,220$303,299 (+180.66%)
2025$3,606.00$154,380 Land $71,160 Building $83,220$108,066 Land $49,812 Building $58,254
2024$3,606.00 (+10.17%)
2023$3,273.00$154,380 Land $71,160 Building $83,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 E Brook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 E Brook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD WPCA
serves 16,578 people · EPA ID CT1520071
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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