10 E 7th St, West Jefferson, NC 28694 Property Records

Ashe County property record for 10 E 7th St, West Jefferson, NC 28694

Property Summary

Property TypeSingle Family Home
Details1,192 sqft · built 1969
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jul 2017)
Tax Bill$876 (2025)
Deeds & MortgagesDec 2019 Refinance
Sep 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN19223-001-462

Property Details

APN / Parcel Number

Primary APN19223-001-462
Alternative APN
  • 105591

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,192 sqft Heated Area
Gross Area2,816 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide

Location & Zoning

Account Number105591
Street Address10 E 7TH ST
CityWEST JEFFERSON
StateNC
Zip28694-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 INSIDE CITY (PAVED)
Legal SubdivisionGREEN EXTENSION
Legal Lot Number30
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1033
Census Tract970400

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10688 NC HIGHWAY 194 N, TODD, NC 28684-9566
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HOME MORTGAGE CORP
Sep 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TRULIANT FEDERAL CREDIT UNION
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jul 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleFeb 20, 2009 · Amount on Record
Deed Document Number20173243
Deed Book / Page482 / 2226
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address10 E 7TH ST, WEST JEFFERSON, NC 28694-9723
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00507/2299
DateDec 19, 2019
Book Page507/2299
Instrument5778
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address10 E 7TH ST, WEST JEFFERSON, NC 28694-9723
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000504/511
DateSep 5, 2019
Book Page504/511
Instrument3874
Lender
NameTRULIANT FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address10 E 7TH ST, WEST JEFFERSON, NC 28694-9723
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000535/506
DateNov 22, 2021
Book Page535/506
Instrument7017
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateJul 28, 2017
Property Address10 E 7TH ST, WEST JEFFERSON, NC 28694-9723
Document Number00482/2226
Book / Page0482 / 2226
Instrument DateJul 27, 2017
Instrument03243
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address466 MILLERS POND LN, BOONE, NC 28607-6698

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 E CENTER ST APT 339, 339, MEBANE, NC 27302-2561

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityWest Jefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$876.00$199,100 (-) Land $25,000 Building $174,100$199,100 (-) Land $25,000 Building $174,100
2023$876.00 (+37.09%)$199,100 (+107.61%) Land $25,000 Building $174,100$199,100 (+107.61%) Land $25,000 Building $174,100
2022$639.00$95,900 Land $5,000 Building $90,900$95,900 Land $5,000 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1995–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WEST JEFFERSON
serves 1,321 people · EPA ID NC0105010
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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