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10 Dwight St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 10 Dwight St, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,242 sqft · built 1955
Lot Size0.229 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Jun 2001)
Tax Bill$4,503 (2025)
Deeds & MortgagesJul 2021 Refinance
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN229-01

Property Details

APN / Parcel Number

Primary APN229-01
Alternative APN
  • CUMB M:054 B:0314 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,242 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,975 sqft (0.229 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number229-01
Street Address10 DWIGHT ST
CityCUMBERLAND
StateRI
Zip02864-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block314
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2029
Census Tract11403

Owner

Source: Cumberland Town records · APN 229-01

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 DWIGHT ST, CUMBERLAND, RI 02864-2409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PROVINCE MORTGAGE ASSOCIATES INC
Nov 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2001 · Amount on Record
Deed SaleJun 15, 2001 · Amount on Record
Deed Book / Page920 / 224
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 DWIGHT ST, CUMBERLAND, RI 02864-2409
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001895-930
DateJul 08, 2021
Book Page1895/930
Instrument125587
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 DWIGHT ST, CUMBERLAND, RI 02864-2409
Document Number1758-545
Book / Page001758 / 000545
Instrument DateNov 07, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 DWIGHT ST CUMBERLAND RI 028642409, CUMBERLAND, RI 02864-2409

Mortgage

Document Number1758-545
DateNov 14, 2017
Book Page001758/000545
Lender
NameHOME PT FIN'L
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 13, 2032

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,503.00 (+5.58%)$367,000 (-) Land $159,900 Building $207,100
2023$4,265.00 (+8.39%)$367,000 (+39.81%) Land $159,900 Building $207,100
2022$3,935.00$262,500 Land $99,900 Building $162,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Lime Kilns
listed 1984 · 3 contributing resources · NRIS 84002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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