Sussex County and Hopatcong Borough property record for 10 Dibert Rd, Andover, NJ 07821
| Property Type | Single Family Home |
|---|---|
| Details | 4,254 sqft · built 1986 |
| Lot Size | 0.868 acres (37,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (May 2017) |
| Tax Bill | $35,991 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-50509-0000-00013 |
| Primary APN | 12-50509-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,254 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 37,800 sqft (0.868 acres) |
| Lot Dimensions | 270 ft deep x 140 ft wide |
| Account Number | 00908200 |
|---|---|
| Street Address | 10 DIBESTATE ROUTE RD |
| City | ANDOVER |
| State | NJ |
| Zip | 07821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 50509 |
| Legal Lot Number | 13 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 374500 |
10 Dibert Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 DIBESTATE ROUTE RD, ANDOVER, NJ 07821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Aug 2, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Feb 23, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 22, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on File |
| Deed Sale | May 22, 2017 · Amount on File |
| Prior Sale | Feb 23, 2017 · Amount on File |
| Deed Document Number | 201710102940 |
| Deed Book / Page | 3428 / 469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 10 DIBERT RD, ANDOVER, NJ 07821-2991 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0102401872 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 10240/1872 |
| Instrument | 2023006350 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 10 DIBERT RD, ANDOVER, NJ 07821-2991 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100050899 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 10005/899 |
| Instrument | 20210809010240480 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 10 DIBERT RD, ANDOVER, NJ 07821-2991 |
| Document Number | 0097230866 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 DIBERT RD ANDOVER NJ 078212991, ANDOVER, NJ 07821-2991 |
| Document Number | 0097230866 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 009723/000866 |
| Instrument | 149590 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Feb 23, 2017 |
| Property Address | 10 DIBERT RD, ANDOVER, NJ 07821-2991 |
| Document Number | 0034180943 |
| Book / Page | 003418 / 000943 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 41860 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 ANNA DR BUDD LAKE NJ 078282209, BUDD LAKE, NJ 07828-2209 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | May 22, 2017 |
| Property Address | 10 DIBERT RD, ANDOVER, NJ 07821-2991 |
| Document Number | 0034280469 |
| Book / Page | 003428 / 000469 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 2940 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 MANNA DR BUDD LAKE NJ 07828, BUDD LAKE, NJ 07828 |
The 2025 property tax bill for 10 Dibert Rd was $35,991, up 6.2% from the year before.
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,625,600 (-) Land $553,800 Building $1,071,800 | $1,625,600 (-) Land $553,800 Building $1,071,800 | |
| 2025 | $35,991.00 (+6.19%) | $1,625,600 Land $553,800 Building $1,071,800 | $1,625,600 Land $553,800 Building $1,071,800 |
| 2024 | $33,893.00 | ||
| 2023 | $758,400 Land $369,500 Building $388,900 | $758,400 Land $369,500 Building $388,900 | |
| 2022 | $26,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Dibert Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Dibert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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