10 Deforest Ave, North Plainfield (Plainfield), NJ 07062 Property Records

Somerset County and North Plainfield Borough property record for 10 Deforest Ave, North Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,934 sqft · built 1949
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2024)
Tax Bill	$13,175 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00003-07-00002`

Property Details

APN / Parcel Number

Primary APN	`14-00003-07-00002`
Alternative APN	`S001`

Interior

Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide

Location & Zoning

Account Number	S001
Street Address	10 DEFOREST AVE
City	NORTH PLAINFIELD
State	NJ
Zip	07062-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	BOROUGH/NORTH PLAINFIELD
Legal Block	3.7
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	1
Census Block	1015
Census Tract	52001

Owner

Source: Somerset County and North Plainfield Borough records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 DEFOREST AVE, NORTH PLAINFIELD, NJ 07062-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jul 5, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Mar 19, 2013 · Amount on File
Deed Document Number	202414201
Deed Book / Page	7561 / 2023
Prior Transfer Date	May 1, 1991
Prior Transfer Doc	1816000686
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 DEFOREST AVE, NORTH PLAINFIELD, NJ 07062-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023870
Date	Jun 19, 2017
Book Page	6967/2042
Instrument	2017023870

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	10 DEFOREST AVE, NORTH PLAINFIELD, NJ 07062-2318
Document Number	0000027528
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

Mortgage

Document Number	0000027528
Date	Jul 31, 2019
Book Page	007138/000722
Instrument	27528

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate	4.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 DEFOREST AVE, NORTH PLAINFIELD, NJ 07062-2318
Document Number	0000027529
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 DEFOREST AVE NORTH PLAINFIELD NJ 070622318, NORTH PLAINFIELD, NJ 07062-2318

Mortgage

Document Number	0000027529
Date	Jul 31, 2019
Book Page	007138/000730
Instrument	27529

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $110,000 Building $180,000	$290,000 (-) Land $110,000 Building $180,000
2025	$13,175.00 (+4.25%)	$290,000 (-) Land $110,000 Building $180,000	$290,000 (-) Land $110,000 Building $180,000
2024	$12,638.00 (+6.79%)
2023		$290,000 Land $110,000 Building $180,000	$290,000 Land $110,000 Building $180,000
2022	$11,834.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	44 (1993–2025)
Claims Outside the SFHA	12 of 44
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Sep 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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