10 Deer Valley Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 10 Deer Valley Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,449 sqft · built 2012
Lot Size	0.277 acres (12,085 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Jun 2020)
Tax Bill	$7,438 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0606-01130`

Property Details

APN / Parcel Number

Primary APN	`010-0606-01130`
Alternative APN	`1090928`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,449 sqft Gross Area
1st Floor Area	1,449 sqft
Basement Area	1,275 sqft
Finished Basement	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,085 sqft (0.277 acres)
Garage Area	698 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1090928
Street Address	10 DEER VALLEY RD
City	DULUTH
State	MN
Zip	55811-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 14 SERIAL #
Legal Subdivision	COFFEE CREEK
Legal Block	14
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 DEER VALLEY RD, DULUTH, MN 55811-6200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 15, 2022	Intrafamily Transfer, Transfer
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	20201024568
Last Transfer Date	Jan 18, 2022
Transfer Doc	0001053400
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	10 DEER VALLEY RD, DULUTH, MN 55811-6200
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051359
Date	Dec 23, 2021
Instrument	1051359

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 15, 2022
Property Address	10 DEER VALLEY RD, DULUTH, MN 55811-6200
Document Number	0001053400
Instrument Date	Jan 18, 2022
Instrument	1053400
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 DEER VALLEY RD, DULUTH, MN 55811-6200

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2020
Property Address	10 DEER VALLEY RD, DULUTH, MN 55811-6200
Document Number	00T1024568
Instrument Date	Jun 4, 2020
Instrument	T1024568
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DEER VALLEY RD DULUTH MN 558116200, DULUTH, MN 55811-6200

Mortgage

Document Number	T1024569
Date	Jun 16, 2020
Instrument	T1024569

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,438.00 (+2.99%)
2025	$7,222.00 (+24.99%)	$607,500 (+16.33%) Land $54,900 Building $552,600	$607,500 (+16.33%) Land $54,900 Building $552,600
2024	$5,778.00	$522,200 (+27.71%) Land $59,600 Building $462,600	$522,200 (+27.71%) Land $59,600 Building $462,600
2022		$408,900 Land $52,000 Building $356,900	$408,900 Land $52,000 Building $356,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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