10 Deer Run, O Fallon, IL 62269 Property Records

St. Clair County property record for 10 Deer Run, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,189 sqft · built 1981
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$9,312 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Sale & Mortgage
APN	`04-20-0-311-031`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-311-031`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,189 sqft Living Area
Basement Area	1,501 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	958 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 DEER RUN
City	O FALLON
State	IL
Zip	62269-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 17TH ADDITION LOT/SEC-402 A02815161
Legal Subdivision	TH ADDITION
Legal Block	311
Legal Lot Number	402
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10 DEER RUN, O FALLON, IL 62269-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage GERSHMAN MTG
Mar 29, 2017	Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024
Deed Sale	Jun 7, 2024
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	20242815161
Prior Transfer Date	May 30, 2024
Prior Transfer Doc	0002815161
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	10 DEER RUN, O FALLON, IL 62269-1209
Document Number	00A2653146
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 DEER RUN O FALLON IL 622691209, O FALLON, IL 62269-1209

Mortgage

Document Number	00A2653146
Date	Jun 3, 2020
Instrument	2653146

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 2, 2030

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 29, 2017
Property Address	10 DEER RUN, O FALLON, IL 62269-1209
Document Number	00A2531604
Instrument Date	Mar 14, 2017
Instrument	2531604
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 DEER RUN O FALLON IL 622691209, O FALLON, IL 62269-1209

Mortgage

Document Number	A2531605
Date	Mar 29, 2017
Instrument	2531605

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,312.00 (+13.73%) Homeowner's exemption	$135,193 (+9.62%) Land $26,934 Building $108,259	$405,579 (+9.62%) Land $80,802 Building $324,777
2024	$8,188.00	$123,328 (+22.55%) Land $24,570 Building $98,758	$369,984 (+22.55%) Land $73,710 Building $296,274
2022		$100,634 Land $20,049 Building $80,585	$301,902 Land $60,147 Building $241,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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