Warren County and Harmony Township property record for 10 Decker Rd, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 1,544 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Aug 2022) |
| Tax Bill | $7,193 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00025-0000-00010-03 |
| Primary APN | 10-00025-0000-00010-03 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,544 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 87,120 sqft |
| Old Parcel Number | 1000025000000010C |
|---|---|
| Street Address | 10 DECKER RD |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/HARMONY |
| Legal Block | 25 |
| Legal Lot Number | 10.3 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31800 |
Source: Warren County and Harmony Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 DECKER RD, PHILLIPSBURG, NJ 08865-8306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RIEGEL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Dec 15, 1997 · Amount on Record |
| Deed Document Number | 2022581028 |
| Deed Book / Page | 3289 / 154 |
| Prior Transfer Date | Nov 11, 2009 |
| Prior Transfer Doc | 2286/052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Aug 19, 2022 |
| Property Address | 10 DECKER RD, PHILLIPSBURG, NJ 08865-8306 |
| Document Number | 003289/154 |
| Book / Page | 3289 / 154 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-581028 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535 EDWARD ST, 535, PHILLIPSBURG, NJ 08865-1988 |
| Name | Verified Name |
|---|---|
| Address | 10 DECKER RD, PHILLIPSBURG, NJ 08865-8306 |
| Document Number | 2022581029 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022-581029 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 10 DECKER RD, PHILLIPSBURG, NJ 08865-8306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7169/1 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 7169/1 |
| Instrument | 2021-559515 |
| Name | RIEGEL FCU |
|---|---|
| Type | Credit Union |
| Address | MILFORD, NJ 08848 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 23, 2024 |
Source: Warren County and Harmony Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Harmony Township |
| Unified School District | Harmony Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,900 (-) Land $82,500 Building $187,400 | $269,900 (-) Land $82,500 Building $187,400 | |
| 2025 | $7,193.00 (-1.65%) | $269,900 (-) Land $82,500 Building $187,400 | $269,900 (-) Land $82,500 Building $187,400 |
| 2024 | $7,314.00 (+7.72%) | ||
| 2023 | $269,900 Land $82,500 Building $187,400 | $269,900 Land $82,500 Building $187,400 | |
| 2022 | $6,790.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1996–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
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