10 Dearborn Rd, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 10 Dearborn Rd, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 3,462 sqft · built 1890
Lot Size	0.093 acres (4,069 sqft)
Owner	2 Trust Names on File
Last Sale	$1,615,000 (May 2018)
Tax Bill	$20,130 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-B-1`

Property Details

APN / Parcel Number

Primary APN	`18-B-1`
Alternative APNs	`SOME M:18 B:B L:1` `10338080`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	17 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,462 sqft Living Area
Gross Area	5,715 sqft
Basement Area	548 sqft
Unfinished Basement	548 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,069 sqft (0.093 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10338080
Street Address	10 DEARBORN RD
City	SOMERVILLE
State	MA
Zip	02144-5536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	B
Legal Lot Number	1
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1005
Census Tract	350400

Owner

10 Dearborn Rd, a duplex, is owner-occupied and held in a trust since May 2018.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 DEARBORN RD, SOMERVILLE, MA 02144-5536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
May 9, 2018	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Deed Book / Page	70984 / 45
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	10 DEARBORN RD, SOMERVILLE, MA 02144-5536
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077354-510
Date	Mar 29, 2021
Book Page	77354/510
Instrument	69023

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 9, 2018
Property Address	10 DEARBORN RD, SOMERVILLE, MA 02144-5536
Document Number	70984-45
Book / Page	070984 / 000045
Instrument Date	May 1, 2018
Instrument	64733
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,364.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15 WHITE OAK DR NASHUA NH 030631555, NASHUA, NH 03063-1555

Mortgage

Document Number	70984-49
Date	May 9, 2018
Book Page	070984/000049
Instrument	64734

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Mortgage

Document Number	70984-80,
Date	May 9, 2018
Book Page	070984/000080
Instrument	64735

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Dearborn Rd was $20,130, up 5.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,130.00 (+5.36%)	$1,833,300 (+4.69%) Land $765,700 Building $1,067,600	$1,542,156
2025	$19,106.00 (+4.8%)	$1,751,200 (+1.05%) Land $729,200 Building $1,022,000
2024	$18,231.00 (+5.95%)	$1,733,000 (+4.14%) Land $729,200 Building $1,003,800
2023	$17,207.00	$1,664,100 Land $729,200 Building $934,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Dearborn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Dearborn Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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