10 Cypress Neck Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 10 Cypress Neck Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,374 sqft · built 1981
Lot Size	1.09 acres (47,871 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Aug 2018)
Tax Bill	$18,091 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00034`
Alternative APNs	`32000060500036` `320104800034`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,374 sqft Living Area
1st Floor Area	2,432 sqft
Upper Floors Area	1,192 sqft
Basement Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	47,871 sqft
Lot Dimensions	243 ft deep x 197 ft wide
Garage Type	Built-in
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500036
Street Address	10 CYPRESS NECK RD
City	LINCROFT
State	NJ
Zip	07738-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	COVENTRY WOODS
Legal Block	1048
Legal Lot Number	34
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CYPRESS NECK RD, LINCROFT, NJ 07738-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	201878712
Deed Book / Page	9304 / 188
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0093040188
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 8, 2018
Property Address	10 CYPRESS NECK RD, LINCROFT, NJ 07738-1002
Document Number	0000078712
Book / Page	009305 / 000188
Instrument Date	Jul 24, 2018
Instrument	78712
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CYPRESS NECK RD LINCROFT NJ 077381002, LINCROFT, NJ 07738-1002

Mortgage

Document Number	78713
Date	Aug 8, 2018
Book Page	009305/000259
Instrument	78713

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2033

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,600 (+16.21%) Land $597,900 Building $704,700	$1,302,600 (+16.21%) Land $597,900 Building $704,700
2025	$18,091.00 (-0.75%)	$1,120,900 (+10.78%) Land $413,900 Building $707,000	$1,120,900 (+10.78%) Land $413,900 Building $707,000
2024	$18,227.00 (+17.35%)
2023		$1,011,800 Land $349,800 Building $662,000	$1,011,800 Land $349,800 Building $662,000
2022	$15,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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