10 Cutter St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 10 Cutter St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,635 sqft · built 1942
Lot Size	0.234 acres (10,189 sqft)
Owner	Company Name on Record
Tax Bill	$9,013 (2025)
Deeds & Mortgages	Dec 2020 Refinance Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000005 B:0068 P:0000QD`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000005 B:0068 P:0000QD`
Alternative APN	`4600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,635 sqft Living Area
Gross Area	4,635 sqft
Basement Area	1,565 sqft
Unfinished Basement	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,189 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4600
Street Address	10 CUTTER ST
City	WAKEFIELD
State	MA
Zip	01880-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	QUANNAPOWITT VILLAGE
Legal Block	68
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	7
Census Block	7031
Census Tract	335100

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 CUTTER ST, WAKEFIELD, MA 01880-1506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2012
Deed Sale	Jun 7, 2012
Prior Sale	Sep 6, 1991 · Amount on Record
Deed Document Number	201211
Deed Book / Page	59248 / 530
Transfer Doc	59248-530
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	10 CUTTER ST, WAKEFIELD, MA 01880-1506
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076380-277
Date	Dec 9, 2020
Book Page	76380/277
Instrument	233778

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	10 CUTTER ST, WAKEFIELD, MA 01880-1506
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078675-374
Date	Sep 13, 2021
Book Page	78675/374
Instrument	202708

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,013.00 (+1.49%)	$794,100 (+0.6%) Land $388,500 Building $405,600	$733,020 (-11.07%)
2024	$8,881.00 (+8.82%)	$789,400 (+13.47%) Land $386,200 Building $403,200	$824,220
2023	$8,161.00	$695,700 Land $352,200 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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