Essex County and Gloucester City property record for 10 Cunningham Rd, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1951 |
| Square Footage | 949 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $327,000 (2016) |
| Tax Bill | $4,531.00 (2025) |
| Primary APN | GLOU M:0085 B:0061 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 949 sqft Living Area |
| Gross Area | 2,727 sqft Gross Area |
| 1st Floor | 949 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,200 sqft (0.119 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 10 CUNNINGHAM RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LAND GLOUCESTER INC |
| Legal Block | 61 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 221800 |
Source: Essex County and Gloucester City records · APN GLOU M:0085 B:0061 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 06, 2025 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Apr 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance MSA LENDING LLC |
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance MSA LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on Record |
| Deed Sale | Dec 16, 2016 · Amount on Record |
| Prior Sale | Jan 12, 2010 · Amount on Record |
| Deed Book / Page | 35537 / 598 |
| Transfer Doc | 33817-26 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039659-464 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 39659/464 |
| Instrument | 20210318000500 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041633-345 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 41633/345 |
| Instrument | 20230628000070 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042871-536 |
|---|---|
| Date | Aug 06, 2025 |
| Book Page | 42871/536 |
| Instrument | 20250806000230 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38410-472 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 38410/472 |
| Instrument | 20200410003170 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 CUNNINGHAM RD, GLOUCESTER, MA 01930-4804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39191-109 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 39191/109 |
| Instrument | 20201117003780 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,531.00 (+2.56%) | $466,200 (+2.66%) Land $151,500 Building $314,700 | $490,105 |
| 2024 | $4,418.00 (-0.74%) | $454,100 (+8.04%) Land $144,300 Building $309,800 | |
| 2023 | $4,451.00 | $420,300 Land $128,900 Building $291,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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