10 Cummings Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 10 Cummings Dr, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,392 sqft · built 1978
Lot Size	2.82 acres (122,942 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Oct 2017 Transfer Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`189-391-019-000`

Property Details

APN / Parcel Number

Primary APN	`189-391-019-000`
Alternative APN	`189-391-019`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	122,942 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-391-019
Street Address	10 CUMMINGS DR
City	CARMEL VALLEY
State	CA
Zip	93924-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 12 PAR MAPS PG 162 PAR B 2.751 AC
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

10 Cummings Dr is owned and occupied by two individuals who acquired it in October 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CUMMINGS DR, CARMEL VALLEY, CA 93924-9754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2017
Transfer Doc	0000060135
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 26, 2017
Property Address	10 CUMMINGS DR, CARMEL VALLEY, CA 93924
Document Number	0000060135
Instrument Date	Oct 18, 2017
Instrument	60135
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 447 CARMEL VALLEY CA 939240447, CARMEL VALLEY, CA 93924-0447

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 26, 2017
Property Address	10 CUMMINGS DR, CARMEL VALLEY, CA 93924
Document Number	0000060136
Instrument Date	Oct 18, 2017
Instrument	60136
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 447 CARMEL VALLEY CA 939240447, CARMEL VALLEY, CA 93924-0447

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cummings Dr was $3,003 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,384 (+2%) Land $115,499 Building $158,885
2025	$3,003.00 Homeowner's exemption	$269,005 Land $113,235 Building $155,770
2023	$2,902.00 (+3.31%) Homeowner's exemption	$258,561 Land $108,839 Building $149,722
2022	$2,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cummings Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cummings Dr is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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